How much house can you afford? Free calculator based on the 28/36 rule. Get your max home price, loan amount, and monthly payment in seconds.
Max Payment = Income × 28% (front-end) or 36% - other debts (back-end)$100k income, $40k down, 7% rate → $389,000 max home price
Get instant JSON results — perfect for embedding in your app or workflow.
GET https://leadhunting.app/api/tools/affordability-calculatorUsing the 28/36 rule at 7% interest, you can typically afford a home priced at $300,000-$400,000 with a 20% down payment.
A guideline that your housing payment should not exceed 28% of gross monthly income, and total debt payments should not exceed 36%.
Lenders use gross income, but for personal budgeting, consider your net (after-tax) income to ensure affordability.
LeadHunting AI embeds every calculator inside your lead funnels — capture leads who use calculators on your site.
Start Free 7-Day Trial